Lenders, pay stubs and pre-approval oh my!
I call this: Getting Serious. Here’s what you need to know about getting pre-approved.
I promise it’s not as scary as it sounds. I understand it’s probably the most intimidating because who wants to talk about money, you know? But the thing is, we have to do this to get to the fun stuff! The home tours, the accepted offers, and the getting the keys part! The pre-approval process is actually so important for you to go through prior to starting your home search because you’ll be able to sit down with a lender and determine what you can realistically afford. Sometimes, on paper, you can afford a lot more than you actually want to be spending on a mortgage. It’s important to find out things like what type of loan is right for you, how much you’ll have to put down, how much your closing costs will be, and all the things.
So before you head to Zillow or even have me set you up on a home search, I’d love to connect you with one of my trusted lenders I partner with so you can start off on the right foot (and with confidence).
And if you want to learn more right away, you’re in luck! I packaged up all of my knowledge and expertise to create a first time home buyer bootcamp email course – and it’s free! All you have to do is fill out the form below and I’ll get you enrolled.
How does it work? Over the course of 1 week, you’ll receive a daily email from me that maps out the entire home buying process from start to finish so you know exactly what to expect before you even get started!
My goal is to set my future home buyers up to make smart real estate decisions and this is your first step!